layer at (0,0) size 800x773
  RenderView at (0,0) size 800x600
layer at (0,0) size 800x773
  RenderBlock {HTML} at (0,0) size 800x773
    RenderBody {BODY} at (8,8) size 784x757
      RenderTable {TABLE} at (0,0) size 784x757 [border: (1px outset #808080)]
        RenderTableSection {TBODY} at (1,1) size 782x755
          RenderTableRow {TR} at (0,0) size 782x21
            RenderTableCell {TD} at (0,0) size 73x21 [border: (1px inset #808080)] [r=0 c=0 rs=1 cs=1]
              RenderText {#text} at (1,1) size 20x19
                text run at (1,1) width 20: "foo"
            RenderTableCell {TD} at (73,0) size 709x21 [border: (1px inset #808080)] [r=0 c=1 rs=1 cs=1]
              RenderText {#text} at (1,1) size 21x19
                text run at (1,1) width 21: "bar"
          RenderTableRow {TR} at (0,21) size 782x734
            RenderTableCell {TD} at (0,21) size 782x734 [border: (1px inset #808080)] [r=1 c=0 rs=1 cs=2]
              RenderTable {TABLE} at (1,1) size 780x732 [border: (1px outset #808080)]
                RenderTableSection {TBODY} at (1,1) size 778x730
                  RenderTableRow {TR} at (0,2) size 778x726
                    RenderTableCell {TD} at (2,2) size 774x726 [border: (1px inset #808080)] [r=0 c=0 rs=1 cs=1]
                      RenderText {#text} at (2,2) size 753x38
                        text run at (2,2) width 753: "When the Whiten house burned down in Renfrew Ontario, the insurer denied liability, asserting that the Plaintiff Daphne"
                        text run at (2,21) width 420: "Whiten was the cause of the fire herself and had committed arson."
                      RenderBR {BR} at (422,35) size 0x0
                      RenderBR {BR} at (2,40) size 0x19
                      RenderText {#text} at (2,59) size 761x76
                        text run at (2,59) width 761: "The insurance company had not only refused to pay, but had received opinions from its adjuster, its expert engineer and"
                        text run at (2,78) width 698: "an investigative agency that the fire was accidental. Its own adjuster had recommended the claim be paid. The"
                        text run at (2,97) width 739: "defendant's counsel, as the court found, had pressured experts to provide opinions supporting an arson defence and"
                        text run at (2,116) width 730: "withheld relevant information from the experts and gave them misleading information to buttress the arson defence."
                      RenderBR {BR} at (732,130) size 0x0
                      RenderBR {BR} at (2,135) size 0x19
                      RenderText {#text} at (2,154) size 633x19
                        text run at (2,154) width 633: "After the fire the Plaintiff and her husband, Keith Whiten needed welfare assistance to support them."
                      RenderBR {BR} at (635,168) size 0x0
                      RenderBR {BR} at (2,173) size 0x19
                      RenderText {#text} at (2,192) size 759x57
                        text run at (2,192) width 759: "The jury, however, in a 4 week trial, disagreed with the position of the insurance company. It awarded not only the policy"
                        text run at (2,211) width 744: "sum against the insurer, but also was sufficiently annoyed with the conduct of the company to award a further punitive"
                        text run at (2,230) width 179: "damage award of $1 million."
                      RenderBR {BR} at (181,244) size 0x0
                      RenderBR {BR} at (2,249) size 0x19
                      RenderText {#text} at (2,268) size 755x57
                        text run at (2,268) width 755: "The company appealed. At the time of the appeal, the company acknowledged that the fire was accidental. The Ontario"
                        text run at (2,287) width 708: "Court of Appeal reversed the jury award and in a 2-1 decision determined that there should be a cap on punitive"
                        text run at (2,306) width 143: "damages of $100,000."
                      RenderBR {BR} at (145,320) size 0x0
                      RenderBR {BR} at (2,325) size 0x19
                      RenderText {#text} at (2,344) size 763x95
                        text run at (2,344) width 743: "Lawyers became hard pressed to reconcile this decision with a prior case, Hill vs. Church of Scientology. Hill, a Crown"
                        text run at (2,363) width 679: "Attorney, had sued the Church for libel due to statements made accusing him of breaching a judge's order. "
                        text run at (681,363) width 18: "He"
                        text run at (2,382) width 727: "succeeded. The jury at trial, aside from awarding compensatory damages, also awarded a punitive damage sum of"
                        text run at (2,401) width 763: "$800,000. The decision was appealed without success to the Ontario Court of Appeal and again to the Supreme Court of"
                        text run at (2,420) width 506: "Canada. The award of punitive damages was sustained at both appellate levels."
                      RenderBR {BR} at (508,434) size 0x0
                      RenderBR {BR} at (2,439) size 0x19
                      RenderText {#text} at (2,458) size 745x57
                        text run at (2,458) width 726: "In the Whiten case, the insurance industry is mounting all its ammunition to maintain the notion of a cap on punitive"
                        text run at (2,477) width 745: "damages. It is expected that the Court of Appeal decision will receive a rough ride in the Supreme Court, given the Hill"
                        text run at (2,496) width 166: "decision a few years prior."
                      RenderBR {BR} at (168,510) size 0x0
                      RenderBR {BR} at (2,515) size 0x19
                      RenderText {#text} at (2,534) size 762x57
                        text run at (2,534) width 762: "The concept of punitive damages is designed to act as civil penalty imposed on a wrong doer, which has conducted itself"
                        text run at (2,553) width 717: "in a vindictive manner, which offends one's sense of propriety - high handed shocking behaviour. Traditionally the"
                        text run at (2,572) width 742: "financial abilities of the wrong doer are a factor - the deeper the pockets the more substantial the sum to be awarded."
                      RenderBR {BR} at (744,586) size 0x0
                      RenderBR {BR} at (2,591) size 0x19
                      RenderText {#text} at (2,610) size 762x95
                        text run at (2,610) width 754: "Canadian courts have been reluctant to embrace the concept - awards such as Hill are rare. It is worthy of note that the"
                        text run at (2,629) width 751: "dissenting reasons of Justice Laskin in Whiten were much in favour of maintaining the trial award - a lucid and powerful"
                        text run at (2,648) width 762: "dissent written by a much respected jurist. Much attention will be given to this decision. Oral argument is set for the week"
                        text run at (2,667) width 735: "of December 11th. A decision will likely be forthcoming in March to June time period. This decision will be no doubt a"
                        text run at (2,686) width 416: "much quoted decision for many years, regardless of the outcome."
                      RenderBR {BR} at (418,700) size 0x0
                      RenderBR {BR} at (2,705) size 0x19
